JB Mortgage Group:
Commonly Asked Questions
Who is JB Mortgage Group?
Welcome to JB Mortgage Group, we are a residential mortgage lender serving the state of Texas. We offer local 5-star services combined with extremely competitive rates. We are a division of Celebrity Homes Loans, our mortgage bank which allows us to operate as a direct lender with our own warehouse line and delegated access. With in-house processing and underwriting, we are honored to serve as the leading lending advisor to our clients and partners.
Communication from our team
We will need to gather documents to process you loan. We have included a list of these documents below so you can be prepared. You may hear from our team members at Celebrity Home Loans, as well. Anytime you have a question or concern about your loan, you can contact our team for a guaranteed 60-minute response time at firstname.lastname@example.org.
Sign up for our secure online Portal
After you speak to one of our Loan Officers, you will receive an invitation to sign up for our secure online portal. This is where you will be able to securely upload your documents and receive real-time updates on your loan status.
Documents Needs List
We will need some documentation to process your loan:
Completed loan application
Authorization to run credit
Most recent month of pay stubs
Most recent two years of Taxes (only if Jumbo, self-employed or using rental income)
Most recent two months of bank statements Property docs for any homes owned (Mortgage, insurance, HOA)
**Will not hold up a pre-approval for these items, but we also ask for: W2s
What are JBMG’s current closing periods (contract to close)?
Turn times have returned to normal. Call and speak to a Loan Officer if you would like to close in less than 30 days.
Have credit score requirements changed since COVID?
Fannie/Freddie – 620
FHA – 640 with strict overlays